RGA began operating in Japan in 1995 through a representative office in Tokyo. The company became the first foreign-based life reinsurance company to be granted a full license to operate in Japan in 2003. Today, RGA Japan offers a comprehensive line of products and services, including: individual life reinsurance, individual living benefits and life and health group reinsurance. RGA Japan is also a leader in financial reinsurance, and we are recognized for our expertise in product development, facultative underwriting, and e-underwriting solutions.
Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, RGA is your partner.
Midtown Tower 41F
9-7-1 Akasaka Minato-Ku
Tokyo 107-6241
Japan
RGA pioneered the use of reinsurance as a financial management tool.
Our broad and deep understanding of clients' specific capital needs, as well as extensive knowledge of local markets and global best practices, uniquely positions RGA to find solutions that improve capital efficiency and promote long-term stability and growth. In Japan, RGA offers a range of financial solutions, such as capital-motivated and longevity reinsurance, to help manage capital and risk.
RGA Japan is the leading facultative underwriting provider in the nation, reviewing more than 57,000 cases in 2023. Globally, RGA has one of the most experienced underwriting teams of any reinsurer; the company is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. RGA offers:
Learn more on our Underwriting page.
RGA is well regarded for product development, with a proven record. We partner with clients and offer state-of-the-art underwriting and rating and pricing expertise. RGA offers global mortality/morbidity knowledge and expertise and can guide you through virtually every aspect of the product development cycle, from product design to pricing to regulatory filing and distribution. RGA offers expertise in:
At RGA, we believe in the power of shared knowledge. We share the latest underwriting, claims, and actuarial insights, and research and trends through client seminars and training opportunities.
Visit the Knowledge Center to learn more about RGA’s research and insights.
RGA is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital.
RGA is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus.
Looking for insight? RGA has ranked #1 in thought leadership and knowledge for seven consecutive years in NMG Consulting's Global Life & Health Reinsurance Study. Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer, including specialized publications.
We are eager to engage with clients to address the industry’s most pressing challenges together. For the 13th consecutive year, RGA was rated #1 on NMG Consulting’s 2023 Global All Respondents Business Capability Index, based on feedback from insurance companies worldwide. Curious? Let’s talk.
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Multinational life and health insurers must grow in markets that are increasingly complex. RGA’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations.
