Sustainable Investing

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We are committed to discovering new ways for our investment portfolio to fuel both business growth and support healthier, more sustainable communities. 

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Delivering Long-Term Value

As a long-term investor, we believe that there is a strong alignment between financially sustainable business models and robust governance practices that deliver a positive impact on the environment and society. RGA’s focus areas include decarbonization, climate risk, and social impact. We view this approach as not only supporting  RGA’s mission and purpose but also fulfilling our objective to deliver strong, sustainable investment returns for our stakeholders.

 

Integrating Sustainability

We understand that sustainability is core to evaluating a company’s long-term viability,  profit potential, and return on investment. ¹ú±êÂ鶹ÊÓƵAPP Investment Team integrates sustainability concerns into our rigorous research, analysis, and ongoing monitoring of current and potential fixed-income assets. We take a fundamental sector-by-sector and investment-by-investment approach to partner with our investees to evaluate, not only their current environmental, social, and governance activities but also their efforts to transition to more sustainable impacts. Our Investment Team continues to advance our strategic sustainable investment approach in the following ways:

  • Environmental Risks and Opportunities – We routinely assess forward-looking climate transition and physical risks and identify the risks associated with laggards within sectors, and the opportunities to invest in leaders who are proactively managing their carbon footprint and adapting business models in response to climate change.
  • Social Risks –&²Ô²ú²õ±è;We may assess the impact of reputational risk on a company’s business prospects from reports of human rights violations or restrictive or discriminatory labor practices.
  • Governance Risks – We review the strength of an organization’s enterprise-wide risk management framework, its track record in legal and regulatory compliance, and the quality of disclosure and reporting, all of which can be leading key risk indicators of future developments that may negatively impact a company’s creditworthiness and valuation.
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Targeting Sustainable Change 

+$745M

Increased investments in ESG-labeled bonds and other investments that align with targeted UN SDG's by $745 million

-20%

Achieved a 20% reduction in the carbon intensity of our public corporate bond portfolio

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Sustainable Investment Targets

RGA’s investment portfolio supports the many long-term commitments made to our clients and the families those clients serve. For this reason, maintaining our financial strength through a disciplined and rigorous investment process that integrates environmental, social, and governance analysis is fundamental to both our business objectives and our corporate mission to make financial protection accessible to all. ¹ú±êÂ鶹ÊÓƵAPP Board of Directors approved our ESG-integrated investment process and targets in April 2022 to establish a goal-oriented, execution-driven approach to achieve positive impacts through our responsible investments in the areas outlined here. We aim to achieve our targets by year-end 2026.

 

Learn More

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Sustainability Report

RGA embraces our responsibility to operate sustainably and with integrity. Learn more about how we live our values.