Rising life expectancy is a risk, which may:
RGA is equipped with both the technical expertise and financial security to manage pension risks for as long as policyholders survive.
Longevity risk transfer has become widely used by both pension plans and insurance companies in various markets. In addition to institutional Pension Risk Transfer (PRT), longevity risk is a key component of any product offering that guarantees some form of lifetime income to an individual.
RGA aims to be your organization’s partner of choice and longevity expert. Through our significant global mortality business, we have access to insights and risk diversification that translate into benefits for our clients. We are a market leader in addressing longevity and pension risk transfer needs, from transacting with traditional insurance companies, banks, and pension plans to reinsuring both standard and medically underwritten business globally. RGA executed its first longevity reinsurance transaction in 2008 in the United Kingdom. Since then, RGA’s Global Financial ¹ú±êÂ鶹ÊÓƵAPP team has expanded its longevity risk transfer solutions set for clients in the U.S., Canada, the Netherlands, France, Ireland, and Spain.
In Canada, RGA executed the first in-force longevity transaction in 2010 and the first longevity transaction, including an underlying pension plan in 2015. Drawing on the extensive knowledge gained from other markets, RGA supported the U.S. Pension Risk Transfer market by executing the first longevity transaction in the U.S. in 2018. We are a pioneer in creating innovative and highly tailored solutions to support longevity, asset-intensive longevity (see: Asset-Intensive ¹ú±êÂ鶹ÊÓƵAPP), and tail-risk transactions (see: Capital ¹ú±êÂ鶹ÊÓƵAPP).
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RGA provides pension risk transfer annuitants with benefit security, backed by our financial strength. Review our Frequently Asked Questions to learn more.
Pension Risk Transfer Annuitant FAQ
Senior Vice President
North America
Global Financial ¹ú±êÂ鶹ÊÓƵAPP
Senior Vice President
Asset Intensive
Global Financial ¹ú±êÂ鶹ÊÓƵAPP
Vice President & Actuary
Pension Risk Transfer Pricing
Global Financial ¹ú±êÂ鶹ÊÓƵAPP
RGA is a pioneer in creating innovative and highly tailored solutions to support longevity, asset-intensive longevity (see Asset-Intensive ¹ú±êÂ鶹ÊÓƵAPP), and tail-risk transactions (see Capital ¹ú±êÂ鶹ÊÓƵAPP).
To learn more, please speak to one of our experts.
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