Living Benefits

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Demand for Living Benefits products is growing – alongside a broad spectrum of medical, lifestyle, regulatory, and technical risks.

As one of the world's largest life and health reinsurers, RGA brings the capabilities and capacity to compete in rapidly changing markets. We provide tailored reinsurance coverage to meet specific needs and requirements on a treaty or facultative basis and to enable more people to live longer, healthier lives.

Individual Living Benefits

Demographic, technological, and regulatory changes are radically reshaping Living Benefits markets, opening new doors to disability, critical illness, and long-term care coverage innovation, while presenting new risks. Lead this change with a top-ranked reinsurer at your side. 
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Group Living Benefits

Reinsuring living benefits business with the right partner can limit risk and open opportunities. ¹ú±êÂ鶹ÊÓƵAPP capabilities lead the industry across multiple group risk classes, including critical illness (CI), disability/income protection, accident, long-term care (LTC), and total and permanent disability (TPD).
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U.S.
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Our Team is Here
to Help

As one of the world's largest life and health reinsurers, RGA brings the capabilities and capacity to compete in rapidly changing Living Benefits markets – and help more people live longer, healthier lives.