Articles October 2018
Cannabody: The Insurer's Quick Reference Guide to Recreational Cannabis Use
Curious about the effects of recreational cannabis use on the human body? RGA South Africa produced a quick reference guide for insurers.  Read More
Image of interconnected devices and artifical intelligence
Articles October 2018
Wired to Underwrite: Artificial Intelligence and Underwriting

Can machines learn? RGA Senior Data Scientist Dr. Dihui Lai thinks so, and he should know. Lai unveiled an RGA-developed “AI-Augmented” underwriting system at the 

Read More
Cannabis material
Articles October 2018
High Five: Changing Approaches to Marijuana in South Africa

A high-level overview of key life insurance impacts from the legalisation of cannabis in South Africa. 

Read More
Infographic of cartoons of faces
Articles October 2018
Voluntary Group Open Enrollment Market Practices Survey
RGA surveyed 21 group insurers on open enrollment trends involving eight voluntary products. The findings were intriguing. Read More
overfitting  with nodes around a head and views of data
Articles October 2018
Predictive Analytics in Life Insurance: How to Get Real Results
RGA shares basic steps insurers can take to prevent overfitting for more accurate predictive models.  Read More
Financial Underwriting  showcasing stock chart
Articles October 2018
Fast Forward: What is the Future of Financial Underwriting in an Accelerating Market?
RGA is a global leader in life and health underwriting, honored repeatedly for medical underwriting, underwriting support, underwriting innovation, and training. Read More
Figure jumping across a cliff
Articles September 2018
Case Management: Who Has Your Back? (or Brain, or Heart, or Whatever is Ailing You)
When evaluating the value of disability insurance, is it time to consider more than the product and the price? 鶹ƵAPP Neil Parkin explores the importance of case management. Contact us to discuss other case management services. Read More
Image of currency in the Middle East
Articles September 2018
Middle East Update: Credit Life Market
Expect the unexpected when it comes to the Middle East credit life market -- that is the conclusion of 鶹ƵAPP Tamer Saher in an article in the  EMEA Quarterly Newsletter Read More
Red figure points the way for  team of runners
Articles September 2018
Life Design Sprints: Beat the Brainstorming Blues
Is there a better way to brainstorm? RGA introduces the idea of "life design sprints" in the EMEA Quarterly Newsletter. Read More
Articles September 2018
Acceleration: The Key to Transforming the Customer Journey

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve ri...

Read More
Man manipulates wearable device on wrist
Research and White Papers September 2018
Wearable Technology in Life Insurance
For insurers to effectively utilize wearable technology, it is important to understand the metrics captured by devices. Insurers must also be mindful of regulations, set reasonable expectations, and balance the risk and rewards of new developments. This white paper summ... Read More
Articles September 2018
The Association of Loneliness, Social Engagement, and Social Activity with All-Cause Mortality

Hilary Henly, Head of Underwriting, Ireland and Director, Divisional Underwriting Research, presents an innovative review of some non-traditional predictors of mortality and morbidity. She discusses the impact of loneliness, social engagement, and social activity. Gi...

Read More
A labworker extracts genetic material
Articles September 2018
Polygenic Risk Scores: Combining Thousands of Genetic Variants to Predict Disease
Richard Russell, Ph.D., Lead Health Data Scientist, U.K., Division of Global Research and Data Analytics (GRDA), addresses polygenic risk scores (PRSs) and provides an update on the quickly advancing knowledge in this area of genetics research and risk assessment. Read More
View of large urban city
Articles September 2018
Increasing Urbanization Brings New Challenges for Life Insurers
Across the globe, we've given up the tractor for the subway, the open sky for the concrete jungle. We are now an urban planet. What are the consequences of this urban growth to human health and wellness? Georgiana Pascutiu, M.D., RGA Medical Director, Global Medical Sup... Read More
Articles September 2018
Opinion: A Different “Mid-Life” Crisis, and the Purpose of Life Insurance
A brush with death prompts a new appreciation for life ... and life insurance. 
Contact RGA to learn more about insurance careers, our culture, and our mission. 
Read More
Lab worker extracting stem cells from storage
Articles September 2018
Global Health Brief: Stem Cell Therapy
Stem cell therapies are becoming increasingly visible and supported in clinical medicine. The U.S. and Canada currently have well-defined stem cell business models and are making significant investments in the field. Japan has also seen new regulations governing regener... Read More
Publications September 2018
ReFlections Volume 45, September 2018
Explore polygenic risk scores, social engagement and other non-traditional predictors of mortality and morbidity.
Read More
Articles August 2018
In Plain View? Interrupting Violence and Abuse through Case Management
Our deepening understanding of physical costs of violence and abuse has profound implications for life and health insurance. RGA’s ROSEBUD® Consulting Group recently invited Pamela DeWitt-Meza to present a webinar on “Intersections of Abuse” to help... Read More
Videos August 2018
Use of Genetics in Insurance and Growing Opportunities for Anti-Selection (Webcast 1 of 4)

In this first in a series of four webcasts, Peter Banthorpe, Global Head of Research and Data Analytics at RGA, discusses the growth in direct-to-consumer (DTC) genetic testing, regulatory policies to control genetic discrimination around the world, and potential for...

Read More
DNA strand collaged with phenotyping
Articles August 2018
The Risk of Anti-Selection in Protection Business from Advances in Statistical Genetics
During the past decade, significant progression in genetics research has allowed scientists and clinicians to explore the human genome in incredible detail. When coupled with the ever-decreasing cost of DNA sequencing, the era of genomic medicine can now be considered t... Read More