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Poor disability insurance experience could be linked to a complex web of biological, psychological, and social conditions. RGA shares ways a deeper understanding of claimants could lead to more sustainable, and better, disability cover for more people.   Read More

Liquid biopsies are noninvasive tests that could potentially lead to early detection of cancer by identifying the genetic material cancerous tumors shed into the bloodstream and other bodily fluids. It is now possible to test  for biomarkers such as circulating tum... Read More

Spanish Flu, which emerged a century ago, was possibly the most significant pandemic in human history and an epidemiological event still unparalleled in geographic reach, infectiousness, and virulence. Since then, much has been learned about pandemic influenzas. RG... Read More

Settled assumptions and decades-old business practices are unraveling rapidly in the face of disruptive demographic changes as well as new entrants and ideas in long-term care markets. This article describes new trends and technologies to watch.  Read More

Fraud is one of the constant challenges facing claims professionals around the world. RGA’s 2017 Global Claims Survey reveals this global fraud picture, and our infographic below also illustrates key findings at a glance. 

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In the U.S., the use and abuse of opioids is now a national health crisis. As providers seek to identify interventions to deliver long-term solutions, case managers serve a vital role. The ROSE^® Opioid Use Disorder Case Management Guide is available f...

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The 2017 enrollment season for U.S. healthcare benefits may have drawn to a close, but the trend to shift employees to online health insurance marketplaces is just getting started – particularly among smaller employers.  Carriers now have an opportunity to dev... Read More

Same old claims? Not anymore. Today, life and AD&D claims reviews can resemble detective stories, and the humble death certificate can provide essential evidence for the case file. This article demystifies the fascinating world of forensic claims. 

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On May 26, 2017 the World Health Organization (WHO) adopted a resolution that recognized sepsis as a global health priority, pledged to improve its prevention, diagnosis, and management, and made a number of recommendations to reduce its global burden.¹&nb...

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To meet the challenges of tomorrow, health insurers must focus on creating solutions for today. This starts by establishing a firm grounding in the local healthcare landscape. 

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A Case Study: A 43-year-old male nonsmoker applicant with ESKD received a kidney in 2008 from a living donor. The Panel Reactive Antibody (PRA) score was low. The cause of the ESKD was an unknown primary kidney disease.

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Can big data from a bad flu season yield insights into all-cause mortality and help guide insurance risk assessment? RGA and Blue Dot partner to explore the global spread of infectious disease and arrive at fascinating insights.

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Results from Limra’s 2017 Insurance Barometer Study found that 70% of Americans who would consider purchasing life insurance are interested in doing so without taking a physical exam. But how can insurers meet consumer demand for convenience and accurately assess a... Read More

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New technologies are rapidly transforming how consumers access healthcare services and what consumers expect from their insurers. 

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Review a kidney transplant case, explore seasonal influenza mortality variation and get updated on sepsis.
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It is the digital transformation of business processing that will, at last, enable insurers to start transforming the customer’s underwriting journey to one as seamless as the digital apps that will be the primary engagement tools for the next generation of consumers. Read More

Claims examiners learned a few lessons from duels with dark wizards, as they are often at the frontlines of insurance fraud detection – and prevention. RGA draws lessons from the magical world of Harry Potter.  Read More

Smart homes, telematics devices, autonomous cars – it is clear the “Internet of Things” (IoT) is having a big impact on the property casualty insurance industry. But what are the implications for life insurers? A tour of technological advances and changing customer expe... Read More

RGA was engaged by the Society of Actuaries (SOA) to research policyholder term conversion. In addition to a market survey and traditional experience study, RGA highlights findings from its predictive analysis. Contact �����鶹��ƵAPP research team  Read More