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Life insurance, at its core, is a product that provides a financial benefit to the dependents of a buyer in the event of untimely death. Insurers price and sell contracts based on assumptions made about the policyholder’s health and potential lifespan

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In May, the Leicester City Football Club, an organization that spent most of its 132-year history on the outside looking in at the titans of soccer, shocked the world to win their first English Premier League title. This result was, to put it mildly, unex... Read More

In Korea, cancer product design may have been a contributor to some of the market’s poor early 2000s experience; Hong Kong cancer products are more varied and flexible than those in Korea; and both Korea and Hong Kong insurers as well as those in the rest of Asia, have ... Read More

Three simple information security steps can make a difference:

1. ASSIGN a dedicated expert or team to security and privacy awareness.
2. INVOLVE security and privacy representatives in product development pro...

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Using wearable fitness tech to develop insurance wellness programs has been the subject of an industry-wide discussion for years. And as the technology improves, the conversation grows. At RGA, we wanted to gather meaningful data and gain experience over theory in ou...

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Four reasons actuarial careers are exciting:  

• Big data 
• Shifting demographics 
• Regulatory change 
• Increasing innovation
...

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On October 13, 1976, an unassuming package arrived at the U.S. Centers for Disease Control and Prevention from Zaire (Congo). The specimen inside soon revealed a terrifying secret: the slender looping tail of the Zaire Ebola virus, the cause of one of the most lethal he... Read More

The science of genomics is changing the game in breast cancer treatment and in the medical field in general. Life and health insurers will need to adapt to keep pace.

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The problem is well documented: fraud in the protection space has produced significant underwriting losses throughout the Indian insurance industry. Read More

The global bancassurance market is a sizable and increasingly important channel for protection products Read More

The statistics are clear – distracted driving is deadly. Each day in the U.S., more than eight people lose their lives and 1,161 are injured in crashes involving a distracted driver. Read More

The insurance industry is primed for alignment with intersecting industries and for the next generation of innovators and entrepreneurs to lead the way. Read More

Mr Michael S. Shin, CEO, RGA Korea, looks at the demographic trends shaping Asia and the need for insurers to adapt their solutions to the tech-savvy millennial, high net worth individual and the senior. Read More

The psychology and drivers of choice are becoming core elements in how life insurers are looking to meet fundamental challenges. The fast-growing field of behavioural economics, which looks at how individual biases affect purchase decisions, is becoming a more significa... Read More

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 Information from genetic tests has the potential to improve population mortality and morbidity experience, but there are many challenges for insurers in using such information. Read More

Winner of the Best Essay Competition at 10th Annual Multaqa Qatar. Since the onset of the 2008 economic downturn and credit crunch, the world economic stage has been set for an abnormally long period of protracted sub-par growth. Read More

Across geographies, the financial sector is a significant contributor to any economy. Yet, financially engineered products carry inherent risks, including the death or disability of the borrower. Group credit life products, and their design and administration, are the k... Read More

Patient-reported outcomes are important – they provide perspective … that might not be captured by clinical measurement. RGA explores the insurance considerations.  Read More

With the advent of anti-retroviral therapy (ART) in the mid-1990s, HIV has become a controllable (albeit still chronic) disease. This article discusses insurance implications.  Read More