Research and White Papers December 2015
Mergers and Acquisitions in the Global Life and Health Insurance Industry
The search for growth in a low interest rate environment, combined with excess capital and regulatory developments, has prompted insurers to seek inorganic growth opportunities. RGA investigates emerging drivers behind larger insurer deals. Read More
Articles November 2015
How European Insurers Are Using Social Media – And What They Should Be Doing
RGA partner ITDS Business Consultants presented the first European survey of insurers’ use of social media in 2015. This article explores the results based on a survey of 15 major European insurers from nine nations.  Read More
Image of man with a range of thoughts
Articles November 2015
Attention Deficit Hyperactivity Disorder and Its Importance for Life Insurers
Attention deficit hyperactivity disorder (ADHD) might be the most controversial of psychiatric labels, and one that challenges insurers. This article explores medical underwriting considerations.  Read More
Articles November 2015
International Health Briefs - Robotic Surgery
For the past several years, a host of procedures have become the province of robot surgical assistance. This article examines the history, current state and claims considerations of robotic surgery. 

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Articles November 2015
Global Claims Views: Disability claims bias

In this Briefing Note, we look at the many traps that can adversely affect a disability claims assessor’s decision-making process, and how they can be identified, recognised and ultimately avoided. 

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Videos October 2015
RGA Innovation Series 2015
Overwhelming Paperwork towering over small figure
Articles October 2015
How Much Is Enough?

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When it comes to making a claim decision, what would disability claim analysts/case managers say is the #1 most important inform... Read More
pair of individuals complete helathcare turnkey negotiation
Articles October 2015
Looking Ahead: Emerging Trends for Healthcare Provider Organizations and Self-Funded Products
Nine out of 10 brokers have provider clients asking about self-funded products, and 78% have provider clients interested in offering self-funded products. 鶹ƵAPP David Sipprell and Lauren Pickard explore findings from a recent healthcare stop loss survey. 
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Articles October 2015
Behavioral Approach to Insurance: A Brief Guide
The purpose of this article is twofold: first to report some of the main effects and biases observed and documented in ongoing research on behavioural economics, showing
how these may apply to the insurance industry from distribution to claims. Second, this... Read More
A group of actuaries grouped around a laptop discussing behavioral insight.
Articles October 2015
Think Fast, Think Slow: Group Insurance Actuaries Thinking a Lot About Behavioral Economics
This article summarizes actuarial discussions on behavioral economics as these relate to group reinsurance.
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Articles October 2015
Habits in Claim Management

When insurers put processes in place, their goal is to create a structure around tasks and activities to produce a desired and consistent result or outcome. Consciously or unconsciously, they provide a framework for habits to be developed by the claim examiner.

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Articles September 2015
Lapses in Australia and Canada: Half a world apart, or two sides of the same coin?
Concerns about policy lapses and the associated anti-selective mortality experience are generating frequent conversations among actuaries in North America and Australia.

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Articles September 2015
Economic Capital for LTC for “One in 200” Events ​ ​
RGA offers a process to measure the risk of a 1-in-200 event, and therefore to identify the right amount of  economic capital. Read More
Articles September 2015
​The Obese-Asthma Phenotype​​​​
Obesity (body mass index > 30), already a known risk factor for hypertension, Type 2 diabetes, atherosclerosis and some forms of cancer, now presents with significant evidence as a major risk factor for asthma. Read More
A user examines wearable devices
Articles September 2015
Underwriting the Quantified Self: Wearables, Data and Life Insurance
Today, medical devices are evolving into configurations that will meet the globe’s fast-rising data-driven medical needs. This article examines the implications for insurers.   Read More
Articles September 2015
Hepatitis C
Since 2011, great strides have been made in the treatment of Hepatitis C. This article will update the reader on these treatments and the implications for both life and living benefits insurance products and claims. Read More
Articles September 2015
Australia: The Phoenix Rises
The mythological phoenix is known for spectacularly regenerating from its ashes every century. Australia’s life insurance industry needs something special to rise from its ashes; claims management innovation promises to give the necess... Read More
Articles September 2015
Terrorism Q&A
RGA interviews Weimeng Yeo, a key member of the Risk Management 鶹ƵAPP (RMS) team responsible for the development of the organization’s terrorism model.  Read More
Articles September 2015
Global Claims Views: Assisted Suicide and Euthanasia
Explore the impact of both assisted suicide and euthanasia on life claims and key considerations claims assessors need to take into account when managing claims involving assisted suicide and euthanasia. Read More
Articles September 2015
Solvency II’s coming challenges
The comprehensive Solvency II regime for Europe-domiciled insurers will finally and irrevocably go into effect on 1 January 2016. Ms Alexandra Field of RGA International Reinsurance provides a brief overview of the regime, portrays its main challenges for... Read More