A worker wearing a hard hat and performing checkouts
Articles February 2014
...but it's not Work Comp!
Studies have found that non-subscribing employers are more incented to promote workplace safety than work comp policyholders.This article explores the advantages of occupational accident insurance and contrasts this product with workers' compensation.  Read More
Articles January 2014
Wellness: Is it All in the Game?
Gamification is on the increase as companies look to make wellness programmes more attractive to their users.  
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TBI
Articles January 2014
​The Insurance Implications of Traumatic Brain Injury
This report analyzes TBI trends, which may be a consideration for many life, accidental death, disability, critical illness and long-term care products. Read More
Articles December 2013
ReFlections Fall 2013
In this edition of ReFlections, Dr. Phil Smalley describes the mission of the Longer Life foundation as well as its accomplishments over the past 15 years. <... Read More
Japan annuity market: Elderly japanese pensioners
Articles December 2013
Could Underwritten Annuities work for Japan?
Mr Greg M Goodfliesh of RGA Reinsurance Company Japan Branch and Mr Peter Banthorpe of RGA UK Services Limited, explore the concept of Underwritten Annuity, a popular hit in the UK, and its applicability as a useful and appropriate product for ageing Japan. Read More
Research and White Papers December 2013
Strategic Considerations for Automated Underwriting
The motivations that drive insurers toward underwriting automation vary greatly.  In this paper, Paul Okeefe outlines eight key factors that insurers should consider. Askaura@rgare.com to learn more about  Read More
Research and White Papers December 2013
Gadgets and Kiosks and Apps, Oh My! Wearables, the Internet of Things, and the Insurance Industry
Technological advancements in the last decade have tremendous potential to dramatically change personal wellness, healthcare, and insurance. This article examines risks and opportunities for insurers. Read More
Articles November 2013
CI needs in Korea
Critical disease insurance, first introduced to Korea in the 1980s, is today a popular, well-rooted product, with more than one million new policies sold on average a year, and product and rider design choices that continue to increase. Read More
Articles November 2013
Global Claims Views: U.K. - The need for speed
RGA UK recently conducted a survey to determine the average time taken to settle claims. The survey looked at the length of time from claim notification until either a payment was made or the decline decision was communicated. These are the results.  Read More
Articles November 2013
Global Claims Views: India - fraud detection tools

The fundamental principle of commission of insurance fraud tends to be the same – deliberate non-disclosure or misrepresentation of material information with the intention to obtain unauthorized benefits. How do we address this problem? 

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Articles November 2013
Global Claims Views - International Health and Questioning Medical Necessity
The definition of what is medically necessary varies considerably, with the weakest wordings only requiring that treatment be ordered by the patient’s treating physician. Explore best practices with RGA. 

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Articles November 2013
Global Claims Views: Australia - DSM5
The DSM is a prominent classificatory system for psychiatric disorders. It is used exclusively in countries such as Australia and the U.S. This story explores implications for insurers.  Read More
Articles October 2013
Auto-Analytics - Quantifying the Self
The burgeoning Quantified Self movement, consisting of those who track what was eaten and expended, vital metabolic statistics and even mood states, is fast taking root throughout the world. 
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Articles October 2013
​Coming Together: Six converging dynamics will define the future of the insurance industry
The life and health industry must continue to innovate and anticipate changes from six converging dynamics to take full advantage of opportunities that lie ahead. Read More
Articles October 2013
Is Work Good for You?

This article addresses the question of whether work is good for us. Ms. Kotze asserts that yes, work is good for us, challenges insurers and re/insurers to change our communications to all stakeholders – claimants, policyholders, and the medical community – and ...

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Articles October 2013
Under Pressure: Coping with low interest rates
Six years of low interest rates coupled with economic sluggishness is not an economic environment that would breed optimism.
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Articles September 2013
Around the World: The Life-Saving Tablet
The much-loved tablet now has a fast-growing role as an all-in-one sales tool for life insurance distributors, especially in Japan.
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Articles September 2013
ReFlections Summer 2013
In this edition of ReFlections, RGA experts discuss underwriting, actuarial, and epidemiological concepts regarding traumatic brain injuries.   Read More
Image of shopper with too many choices
Articles September 2013
ZMOT = Opportunity for Insurers: Customer Engagement in Insurance
¹ú±êÂ鶹ÊÓƵAPP Adriano de Matteis explores the ZMOT concept and how insurers globally could put it to work.    
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Articles August 2013
At the Crossroads: Bancatakaful and Bancassurance Trends in the Middle East

Banks and insurers – whether conventional or Islamic – are at the crossroads as they will need to improve their products and services to meet the needs of their markets in order to succeed

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