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Dr. Radhika Counsell, Consulting Medical Officer, offers a deep dive into differentiated thyroid cancers and discusses this topic in the context of critical illness claims assessment in ReFlections.  Read More

ReFlections editor Dr. Daniel D. Zimmerman, Senior Vice President, Head of Global Medical, reviews therapeutic monoclonal antibodies, which are rapidly growing in importance for a multitude of disorders for both prevention and treatment. Read More

Examine emerging trends in COVID-19 and claims considerations, differentiated thyroid cancers, monoclonal antibodies, and more. 
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Long before the pandemic closed bank doors, consumers were digitizing day-to-day financial activities and many banks were pruning branches. The pandemic has only accelerated this process. ¹ú±êÂ鶹ÊÓƵAPP Leigh Allen and Eva Goldstein examine the implications of this digitization ... Read More

How much do different factors influence COVID-19 mortality risk versus all-cause mortality risk? RGA’s Global Data Insights team set out to answer this question through a thorough analysis and comparison of COVID-19 and all-cause mortality ri...

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Research suggests that the cause of rising incidence rates of cancer in adolescents and young adults relate to the increasing prevalence of obesity, the consumption of a Westernized diet, and leading a sedentary lifestyle. A focus on lifestyle and dietary habits of... Read More

The coronavirus pandemic and resulting lockdown restrictions have had a corrosive effect on mental health around the world; insurers can be part of the solution, and in

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The current crisis has only exacerbated these health issues. As a result, coverage for mental and behavioral health tools, previously an afterthought, are now seen as critical elements of business continuity plans.

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¹ú±êÂ鶹ÊÓƵAPP 2020 survey of key brokerage firms reaffirms that to succeed in entering the self-funded market, providers can benefit from a strategic partner to help with distribution support, as well as a comprehensive package of services. Read More

Is diabetes more deadly for women and the young? Recent research, jointly undertaken by RGA and MIB, examines mortality and morbidity indicators for diabetics based, for the first time, on both MIB’s impairment records and RGA’s prescription drug history information....

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It can be difficult to remember a time when tourists did not find themselves confronting a maze of mandatory quarantine requirements, cancelled flights, and closed borders. And yet, like all pandemics, COVID-19’s grip on the globe will ease, restrictions will end, fo...

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What can studies tell us about the public’s perception of COVID-19 risk, and how can this information help insurers understand consumer mindsets and needs? Should communicators use shock tactics such as fear appeals to help people gain an appropriate understanding of ri... Read More

The impacts of COVID-19 are still being felt across the globe – in volatile financial markets, among consumers, and in our personal lives. While insurers, regulators, and governments continue to focus on the downside financial risks caused by the pandemic, COVID-19’s...

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Could an evolution in insurance distribution be on the horizon? Resistance to online purchasing has been a persistent challenge for insurers, but signs indicate the COVID-19 pandemic may be shifting consumer attitudes, even as it disrupts lifestyles.

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Are people living with HIV (PLWH) at risk of poorer COVID-19 disease outcomes than the general population? ¹ú±êÂ鶹ÊÓƵAPP Dr. Summer Zhu provides an overview of three noteworthy reports focusing on how COVID-19 interacts with HIV. Read More

How do people decide what they want or need to know? Why do people seek, ignore, or even actively avoid certain information? How does information feed knowledge that can change behavior?

These questions have all been made more pertinent and urgent by the pandemi... Read More

Curious about ¹ú±êÂ鶹ÊÓƵAPP behavioral science expertise?   Contact us to learn more. 

The impacts of COVID-19 are s...

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How is COVID-19 affecting U.S. group disability claims? A series of polls conducted at RGA’s 26th annual Disability Claim Leaders Forum offers intriguing insights into how 18 major group disability carriers are approaching challenges wrought by the pandemic, from claims... Read More

Toyotaro Niino of RGA Japan takes a closer look at the use of coinsurance as a potential protection solution for carriers of foreign currency-denominated single premium savings products in Japan – a strategy that may offer insights for insurers facing similar challenges... Read More

Attitudes and priorities of Hong Kong consumers have changed amid social isolation and a slowing economy due to the COVID-19 pandemic, offering a valuable view of a changing global reality. According to ¹ú±êÂ鶹ÊÓƵAPP Wesley Wu, these trends seem likely to continue to present ne... Read More