Vaccine vials
Research and White Papers November 2020
COVID-19 Vaccination Scenarios for 2021 and Implications for Life (Re)Insurers: U.S., U.K., and Canada

Optimism abounds that the first COVID-19 vaccine will soon be approved following interim trial results announced by Pfizer/BioNTech, Moderna, and AstraZeneca/Oxford (for one dosing regimen) showing their vaccines to be at least 90% effective against the disease.

<... Read More
Masked woman in transit
Articles November 2020
COVID-19 Brief: What can we expect from the 2020-21 influenza season?
Researchers are watching to see if Northern Hemisphere locations will experience a dual influenza and COVID-19 season – a so-called “twindemic” – or if influenza will remain at historically low levels while COVID-19 is predominant. 鶹ƵAPP Netanya Martin and Derek Kueker ... Read More
sprout emerges from coins
Articles November 2020
Emerging Trends Shaping the Future of Health and Wellness Part II: Financial Well-Being
Part II in a series of articles about emerging trends shaping the future of health and wellness, the second installment provides an overview of how financial wellness programs that incorporate life and disability coverage are expanding beyond the group space and moving ... Read More
View of four seasons in a single view
Articles November 2020
Seasonality of Mortality in Spain: Causes and Modeling
No study of mortality is complete without a deeper analysis of underlying causes, including seasonal factors. Victor Barriga, Chief Actuary of RGA Spain and Portugal, provides a Read More
Blue DNA with human figure
Articles November 2020
Genetics and Insurance in the Genetic Moratorium Era

RGA Hong Kong and the RGA Asia Pacific regional team explore recent innovations in genetic testing and provide guidance on how insurers can prepare for and adapt to changes on the horizon in the genetic moratorium era.

 

Read More
Artificial intelligence and neural networks
Articles November 2020
Man Versus Machine: The Evolution of the Actuary in a World of Automated Machine Learning

Actuarial science, and insurance more generally, is a crucible for this concern.  At a 2017 Insurtech Connect Conference in Las Vegas, Chief Executive Officer Daniel Schreiber of the startup Lemonade suggested that AI will supplant the traditional actuarial role...

Read More
Videos November 2020
Implementing IFRS 17: Broader Considerations

Curious about 鶹ƵAPP research?   Contact us to learn more. 

This video was developed in conjunction with actuv...

Read More
Telehealth with ipad and stethoscope
Articles November 2020
Growth in Telehealth: Is it Here to Stay Beyond the Pandemic?
Telehealth is growing and likely here to stay beyond the COVID-19 pandemic. While insurers may choose not to directly run their own telehealth programs right now, they should familiarize themselves with program requirements in order to keep up with the rapid development... Read More
Articles November 2020
Group Optional Benefit Premiums in Canada: A Closer Look
RGA Group Reinsurance conducted a survey of Canadian insurers on group optional products to assess the growth in premium in the past five years.
Read More
Collage of microscope with closeup of molecule
Articles October 2020
COVID-19 Brief: How is the disease best treated?
鶹ƵAPP Dr. Radi Counsell discusses what can be learned from the two largest clinical trials, RECOVERY in the U.K. and the global SOLIDARITY trials. The concerted research efforts evaluate potential COVID-19 treatments by studying more than 150 different drugs, and  ... Read More
Image of artificial intelligence and silicon wafer
Articles October 2020
Artificial Intelligence in Life Insurance: Time to Go on Offense
The AI renaissance in insurance has arrived. Winners will be those companies that proactively develop a plan and work to execute it. In other words, go on offense. If you only play defense, the best possible outcome is to simply tie the game. Read More
Boat on Stormy Seas
Articles October 2020
All-weather Innovation: Time-Tested Tools to Tackle Any Business Climate
COVID-19 has unleashed a storm of business, social, and economic change that insurers must navigate. Jonathan Hughes of RGAX offers practical and proven principles and tools to help companies to innovate, adapt, and thrive, not only in the present tumultuous times ... Read More
Lightbulb balanced over city skyline
Articles October 2020
Cultivating an Underwriter’s Competency: Developing Critical Thinking

Part III in a series of articles on developing underwriting thought processes, this third installment focuses on ways to develop critical thinking skills.

Read More
Videos October 2020
Challenges of COVID-19 Mortality Data

Curious about 鶹ƵAPP research? Contact us to learn more. 

This video was developed in conjunction with actuview, th...

Read More
Illustration of a single COVID-19 molecule
Videos October 2020
COVID-19 Mortality Rates by Age and Gender

Curious about 鶹ƵAPP research?   Contact us to learn more. 

This video was developed in conjunction with a...

Read More
Articles October 2020
COVID-19 Reinfection: Does Protective Immunity Develop After SARS-CoV-2 Infection?
What does SARS-CoV-2 reinfection mean in terms of future immunity and vaccine efficacy? 鶹ƵAPP Dr. Georgiana Willwerth-Pascutiu reviews available evidence and warns insurers that confirmed reinfections increase the likelihood that underwriters will encounter this medical... Read More
Loneliness - single disabled woman
Articles October 2020
The Price of Safety: Social Isolation, Eldercare, and Opportunity for Insurers

By 2030, one in every eight of the earth’s inhabitants will be over age 65,[1] and attempts to address the current coronavirus pandemic are shining a particularly punishing light on a silent epidemic of social isola...

Read More
Image of world held in hands
Articles October 2020
Insurance Challenges and Product Development Opportunities Amid Negative Health Impacts of Climate Change
While the long-term health impact of climate change remains unknown, how can the insurance industry prepare its product development processes now to be ready for the changes to come? Read More
Image of elderly couple making purchase with smartphone
Articles October 2020
How Digital Payments Could Connect Older Adults to Insurance Services
The COVID-19 pandemic not only increased reliance on digital platforms, but also accelerated the use of digital payments. While the elderly are often reluctant to adopt new technologies, they may have the most to benefit from a cashless society. As elderly populations b... Read More
Articles October 2020
Emerging Trends Shaping the Future of Health and Wellness Part I: Wearables Get Smart(er)
Part I in a series of articles about emerging trends shaping the future of health and wellness, the first installment dives deep into the latest advances in wearable technology. 鶹ƵAPP Matt Berkley provides an overview of opportunities the refocused attention on personal... Read More